礼物的援助
礼物的援助 is "free money" that does not need to be repaid, usually a scholarship or grant, that a student earns through a talent, 成就, 或技能. 奖助金 and scholarships can be an important part in paying for college—especially since it’s money you don’t have to pay back.
自助援助
Self Help 援助 is money awarded to students that must be paid back, or requires something in return such as work hours - i.e. loans and work study.